Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$157,535	$157,535	$341,910
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$184,375	$0
Funding fee	$0	$0	$0
Note rate	2.930%	2.930%	7.400%
Blended rate	3.780%	6.056%	7.640%
1st payment	$760.50	$760.50	$2,367.32
2nd payment	$0.00	$1,229.17	$0.00
Taxes / mo	$220.42	$220.42	$220.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$128.92	$128.92	$68.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,259.84	$2,489.01	$2,806.11
Cash to close	$222,365	$37,990	$37,990