Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$524,255	$524,255	$580,500
Remaining term (yrs)	28.3	28.3	30.0
Secondary amount	$0	$56,245	$0
Funding fee	$0	$0	$0
Note rate	6.780%	6.780%	7.400%
Blended rate	7.330%	7.492%	7.640%
1st payment	$3,470.17	$3,470.17	$4,019.26
2nd payment	$0.00	$421.84	$0.00
Taxes / mo	$546.08	$546.08	$546.08
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$244.47	$244.47	$116.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,427.39	$4,849.22	$4,848.11
Cash to close	$120,745	$64,500	$64,500