Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$95,869	$95,869	$211,500
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$115,631	$0
Funding fee	$0	$0	$0
Note rate	2.660%	2.660%	7.400%
Blended rate	3.510%	5.965%	7.640%
1st payment	$444.15	$444.15	$1,464.38
2nd payment	$0.00	$770.87	$0.00
Taxes / mo	$41.44	$41.44	$41.44
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$77.97	$77.97	$42.30
HOA / mo	$194.00	$194.00	$194.00
Total monthly	$907.56	$1,678.43	$1,892.12
Cash to close	$139,131	$23,500	$23,500