Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$206,659$206,659$251,910
Remaining term (yrs)25.025.030.0
Secondary amount$0$45,251$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%4.611%7.640%
1st payment$956.44$956.44$1,744.17
2nd payment$0.00$339.38$0.00
Taxes / mo$295.75$295.75$295.75
Insurance / mo$150.00$150.00$150.00
MI / mo$164.88$164.88$50.38
HOA / mo$285.00$285.00$285.00
Total monthly$1,852.07$2,191.45$2,525.31
Cash to close$73,241$27,990$27,990