Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$298,524$298,524$472,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$173,976$0
Funding fee$1,493$1,493$0
Note rate2.500%2.500%7.400%
Blended rate2.500%4.525%7.640%
1st payment$1,355.58$1,355.58$3,271.49
2nd payment$0.00$1,159.84$0.00
Taxes / mo$673.19$673.19$673.19
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$254.00$254.00$254.00
Total monthly$2,449.44$3,609.28$4,459.85
Cash to close$226,476$52,500$52,500