Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$227,445	$227,445	$274,500
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$47,055	$0
Funding fee	$0	$0	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	4.030%	4.882%	7.640%
1st payment	$1,109.73	$1,109.73	$1,900.58
2nd payment	$0.00	$352.91	$0.00
Taxes / mo	$425.48	$425.48	$425.48
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$182.22	$182.22	$54.90
HOA / mo	$96.00	$96.00	$96.00
Total monthly	$1,963.42	$2,316.34	$2,626.96
Cash to close	$77,555	$30,500	$30,500