Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$22,392	$22,392	$359,999
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$337,607	$0
Funding fee	$0	$0	$0
Note rate	6.630%	6.630%	7.400%
Blended rate	7.180%	7.715%	7.640%
1st payment	$146.61	$146.61	$2,492.56
2nd payment	$0.00	$2,180.38	$0.00
Taxes / mo	$505.67	$505.67	$505.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$10.37	$10.37	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$812.66	$2,993.03	$3,220.23
Cash to close	$377,607	$40,000	$40,000