Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$133,835$133,835$359,100
Remaining term (yrs)19.619.630.0
Secondary amount$0$225,265$0
Funding fee$0$0$0
Note rate3.590%3.590%7.400%
Blended rate4.440%6.516%7.640%
1st payment$789.17$789.17$2,486.34
2nd payment$0.00$1,454.84$0.00
Taxes / mo$332.64$332.64$332.64
Insurance / mo$150.00$150.00$150.00
MI / mo$123.10$123.10$71.82
HOA / mo$0.00$0.00$0.00
Total monthly$1,394.91$2,849.75$3,040.80
Cash to close$265,165$39,900$39,900