Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$285,845	$285,845	$405,000
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$119,155	$0
Funding fee	$0	$0	$0
Note rate	2.670%	2.670%	7.400%
Blended rate	3.520%	4.838%	7.640%
1st payment	$1,328.94	$1,328.94	$2,804.14
2nd payment	$0.00	$794.37	$0.00
Taxes / mo	$492.83	$492.83	$492.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$232.99	$232.99	$81.00
HOA / mo	$2.92	$2.92	$2.92
Total monthly	$2,207.69	$3,002.05	$3,530.89
Cash to close	$164,155	$45,000	$45,000