Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$392,507$392,507$397,800
Remaining term (yrs)25.025.030.0
Secondary amount$0$27,393$0
Funding fee$1,963$1,963$0
Note rate2.900%2.900%7.400%
Blended rate2.900%3.485%7.640%
1st payment$1,832.66$1,832.66$2,754.29
2nd payment$0.00$271.07$0.00
Taxes / mo$679.75$679.75$679.75
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.56
HOA / mo$29.17$29.17$29.17
Total monthly$2,691.58$2,962.65$3,692.77
Cash to close$49,493$22,100$44,200