Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$227,764	$227,764	$395,910
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$168,146	$0
Funding fee	$1,139	$1,139	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	2.700%	4.951%	7.640%
1st payment	$1,059.83	$1,059.83	$2,741.20
2nd payment	$0.00	$1,120.98	$0.00
Taxes / mo	$285.54	$285.54	$285.54
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.18
HOA / mo	$12.50	$12.50	$12.50
Total monthly	$1,507.86	$2,628.84	$3,268.42
Cash to close	$212,136	$43,990	$43,990