Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$270,481$270,481$441,000
Remaining term (yrs)23.823.830.0
Secondary amount$0$170,519$0
Funding fee$1,352$1,352$0
Note rate2.900%2.900%7.400%
Blended rate2.900%4.872%7.640%
1st payment$1,307.85$1,307.85$3,053.39
2nd payment$0.00$1,136.79$0.00
Taxes / mo$336.67$336.67$336.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$88.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,811.18$2,947.98$3,644.93
Cash to close$219,519$49,000$49,000