Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$14,644$14,644$285,291
Remaining term (yrs)23.623.630.0
Secondary amount$0$270,647$0
Funding fee$0$0$0
Note rate6.650%6.650%7.400%
Blended rate7.200%7.722%7.640%
1st payment$102.34$102.34$1,975.30
2nd payment$0.00$1,747.93$0.00
Taxes / mo$572.50$572.50$572.50
Insurance / mo$150.00$150.00$150.00
MI / mo$6.85$6.85$57.06
HOA / mo$9.83$9.83$9.83
Total monthly$841.52$2,589.45$2,764.69
Cash to close$302,346$31,699$31,699