Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$172,625	$172,625	$297,000
Remaining term (yrs)	24.8	24.8	30.0
Secondary amount	$0	$124,375	$0
Funding fee	$863	$863	$0
Note rate	2.940%	2.940%	7.400%
Blended rate	2.940%	5.059%	7.640%
1st payment	$815.07	$815.07	$2,056.37
2nd payment	$0.00	$829.17	$0.00
Taxes / mo	$127.08	$127.08	$127.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,092.16	$1,921.32	$2,392.85
Cash to close	$157,375	$33,000	$33,000