Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$272,971$272,971$359,910
Remaining term (yrs)25.825.830.0
Secondary amount$0$86,939$0
Funding fee$1,365$1,365$0
Note rate5.810%5.810%7.400%
Blended rate5.810%6.581%7.640%
1st payment$1,700.19$1,700.19$2,491.94
2nd payment$0.00$652.04$0.00
Taxes / mo$17.42$17.42$17.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$71.98
HOA / mo$313.00$313.00$313.00
Total monthly$2,180.61$2,832.65$3,044.34
Cash to close$126,929$39,990$39,990