Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$222,717$222,717$405,000
Remaining term (yrs)21.221.230.0
Secondary amount$0$182,283$0
Funding fee$0$0$0
Note rate3.900%3.900%7.400%
Blended rate4.750%6.213%7.640%
1st payment$1,282.85$1,282.85$2,804.14
2nd payment$0.00$1,215.22$0.00
Taxes / mo$471.58$471.58$471.58
Insurance / mo$150.00$150.00$150.00
MI / mo$192.65$192.65$81.00
HOA / mo$9.33$9.33$9.33
Total monthly$2,106.42$3,321.64$3,516.05
Cash to close$227,283$45,000$45,000