Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$0$0$180,000
Remaining term (yrs)28.228.230.0
Secondary amount$0$180,000$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%8.000%7.640%
1st payment$0.00$0.00$1,246.28
2nd payment$0.00$1,200.00$0.00
Taxes / mo$201.46$201.46$201.46
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$36.00
HOA / mo$0.00$0.00$0.00
Total monthly$351.46$1,551.46$1,633.74
Cash to close$200,000$20,000$20,000