Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$271,948$271,948$346,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$74,552$0
Funding fee$0$0$0
Note rate2.800%2.800%7.400%
Blended rate3.650%4.801%7.640%
1st payment$1,258.60$1,258.60$2,399.10
2nd payment$0.00$559.14$0.00
Taxes / mo$719.83$719.83$719.83
Insurance / mo$150.00$150.00$150.00
MI / mo$216.97$216.97$69.30
HOA / mo$60.00$60.00$60.00
Total monthly$2,405.40$2,964.54$3,398.23
Cash to close$113,052$38,500$38,500