Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$77,014	$77,014	$337,500
Remaining term (yrs)	28.3	28.3	30.0
Secondary amount	$0	$260,486	$0
Funding fee	$0	$0	$0
Note rate	6.720%	6.720%	7.400%
Blended rate	7.270%	7.640%	7.640%
1st payment	$506.75	$506.75	$2,336.78
2nd payment	$0.00	$1,682.30	$0.00
Taxes / mo	$434.56	$434.56	$434.56
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$35.92	$35.92	$67.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,127.23	$2,809.53	$2,988.84
Cash to close	$297,986	$37,500	$37,500