Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$324,964	$323,100
Remaining term (yrs)	28.8	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	6.670%	7.400%
Blended rate	7.220%	7.640%
1st payment	$2,115.33	$2,237.08
2nd payment	$0.00	$0.00
Taxes / mo	$472.15	$472.15
Insurance / mo	$150.00	$150.00
MI / mo	$150.71	$64.62
HOA / mo	$0.00	$0.00
Total monthly	$2,888.19	$2,923.85
Cash to close	$34,036	$35,900