Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$13,568	$13,568	$539,100
Remaining term (yrs)	0.7	0.7	30.0
Secondary amount	$0	$525,532	$0
Funding fee	$68	$68	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.050%	7.632%	7.640%
1st payment	$1,375.87	$1,375.87	$3,732.62
2nd payment	$0.00	$3,394.06	$0.00
Taxes / mo	$224.17	$224.17	$224.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.82
HOA / mo	$117.17	$117.17	$117.17
Total monthly	$1,883.87	$5,277.93	$4,348.44
Cash to close	$585,432	$59,900	$59,900