Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$253,280	$253,280	$305,100
Remaining term (yrs)	26.4	26.4	30.0
Secondary amount	$0	$51,820	$0
Funding fee	$0	$0	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	6.820%	7.190%	7.640%
1st payment	$1,635.16	$1,635.16	$2,112.45
2nd payment	$0.00	$388.65	$0.00
Taxes / mo	$305.77	$305.77	$305.77
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$121.46	$121.46	$61.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,212.39	$2,601.04	$2,629.24
Cash to close	$85,720	$33,900	$33,900