Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$493,389$493,389$567,000
Remaining term (yrs)25.325.330.0
Secondary amount$0$73,611$0
Funding fee$2,467$2,467$0
Note rate2.875%2.875%7.400%
Blended rate2.875%3.670%7.640%
1st payment$2,281.91$2,281.91$3,925.79
2nd payment$0.00$552.08$0.00
Taxes / mo$525.00$525.00$525.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$113.40
HOA / mo$204.33$204.33$204.33
Total monthly$3,177.91$3,729.99$4,935.19
Cash to close$136,611$63,000$63,000