Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$389,486$389,486$396,000
Remaining term (yrs)26.226.230.0
Secondary amount$0$28,514$0
Funding fee$1,947$1,947$0
Note rate6.110%6.110%7.400%
Blended rate6.110%6.503%7.640%
1st payment$2,481.75$2,481.75$2,741.82
2nd payment$0.00$282.17$0.00
Taxes / mo$450.83$450.83$450.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$0.00$0.00$0.00
Total monthly$3,082.58$3,364.75$3,421.86
Cash to close$50,514$22,000$44,000