Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$82,764	$82,764	$301,500
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$218,736	$0
Funding fee	$414	$414	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	6.900%	7.517%	7.640%
1st payment	$559.81	$559.81	$2,087.53
2nd payment	$0.00	$1,412.67	$0.00
Taxes / mo	$257.83	$257.83	$257.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$60.30
HOA / mo	$4.17	$4.17	$4.17
Total monthly	$971.81	$2,384.48	$2,559.83
Cash to close	$252,236	$33,500	$33,500