Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$277,211$277,211$395,910
Remaining term (yrs)24.024.030.0
Secondary amount$0$118,699$0
Funding fee$1,386$1,386$0
Note rate2.860%2.860%7.400%
Blended rate2.860%4.401%7.640%
1st payment$1,325.09$1,325.09$2,741.20
2nd payment$0.00$791.33$0.00
Taxes / mo$220.47$220.47$220.47
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,695.56$2,486.89$3,190.85
Cash to close$162,689$43,990$43,990