Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$251,680	$251,680	$271,800
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$35,220	$0
Funding fee	$0	$0	$0
Note rate	4.720%	4.720%	7.400%
Blended rate	5.570%	6.344%	7.640%
1st payment	$1,408.77	$1,408.77	$1,881.89
2nd payment	$0.00	$348.53	$0.00
Taxes / mo	$314.42	$314.42	$314.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$191.96	$191.96	$54.36
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$2,165.14	$2,513.67	$2,500.66
Cash to close	$50,320	$15,100	$30,200