Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$134,947	$134,947	$445,500
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$310,553	$0
Funding fee	$675	$675	$0
Note rate	3.330%	3.330%	7.400%
Blended rate	3.330%	6.411%	7.640%
1st payment	$685.79	$685.79	$3,084.55
2nd payment	$0.00	$2,005.65	$0.00
Taxes / mo	$380.31	$380.31	$380.31
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,232.77	$3,238.42	$3,720.63
Cash to close	$360,053	$49,500	$49,500