Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$309,827	$310,500
Remaining term (yrs)	25.2	30.0
Secondary amount	$0	$0
Funding fee	$1,549	$0
Note rate	3.070%	7.400%
Blended rate	3.070%	7.640%
1st payment	$1,467.59	$2,149.84
2nd payment	$0.00	$0.00
Taxes / mo	$456.25	$456.25
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$62.10
HOA / mo	$58.33	$58.33
Total monthly	$2,132.17	$2,876.52
Cash to close	$35,173	$34,500