Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$184,442$184,442$242,100
Remaining term (yrs)25.325.330.0
Secondary amount$0$57,658$0
Funding fee$922$922$0
Note rate3.110%3.110%7.400%
Blended rate3.110%4.513%7.640%
1st payment$875.64$875.64$1,676.25
2nd payment$0.00$432.43$0.00
Taxes / mo$245.33$245.33$245.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$48.42
HOA / mo$466.00$466.00$466.00
Total monthly$1,736.98$2,169.41$2,586.00
Cash to close$84,558$26,900$26,900