Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$101,406	$101,406	$265,410
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$164,004	$0
Funding fee	$507	$507	$0
Note rate	2.970%	2.970%	7.400%
Blended rate	2.970%	6.078%	7.640%
1st payment	$482.57	$482.57	$1,837.65
2nd payment	$0.00	$1,093.36	$0.00
Taxes / mo	$146.69	$146.69	$146.69
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.08
HOA / mo	$5.42	$5.42	$5.42
Total monthly	$784.68	$1,878.04	$2,192.84
Cash to close	$193,494	$29,490	$29,490