Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$144,783	$144,783	$449,910
Remaining term (yrs)	21.1	21.1	30.0
Secondary amount	$0	$305,127	$0
Funding fee	$0	$0	$0
Note rate	3.940%	3.940%	7.400%
Blended rate	4.790%	6.797%	7.640%
1st payment	$839.13	$839.13	$3,115.09
2nd payment	$0.00	$1,970.61	$0.00
Taxes / mo	$236.00	$236.00	$236.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$125.41	$125.41	$89.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,367.20	$3,337.81	$3,607.73
Cash to close	$355,117	$49,990	$49,990