Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$84,258	$84,258	$411,300
Remaining term (yrs)	17.6	17.6	30.0
Secondary amount	$0	$327,042	$0
Funding fee	$0	$0	$0
Note rate	4.290%	4.290%	7.400%
Blended rate	5.140%	7.215%	7.640%
1st payment	$565.80	$565.80	$2,847.76
2nd payment	$0.00	$2,112.14	$0.00
Taxes / mo	$173.12	$173.12	$173.12
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$81.08	$81.08	$82.26
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$986.66	$3,098.80	$3,269.80
Cash to close	$372,742	$45,700	$45,700