Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$475,812$475,812$503,999
Remaining term (yrs)28.328.330.0
Secondary amount$0$28,187$0
Funding fee$0$0$0
Note rate6.850%6.850%7.400%
Blended rate7.400%7.489%7.640%
1st payment$3,171.38$3,171.38$3,489.59
2nd payment$0.00$211.40$0.00
Taxes / mo$551.99$551.99$551.99
Insurance / mo$166.67$166.67$166.67
MI / mo$221.83$221.83$100.80
HOA / mo$80.00$80.00$80.00
Total monthly$4,191.86$4,403.26$4,389.04
Cash to close$84,187$56,000$56,000