Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$338,621	$342,000
Remaining term (yrs)	25.5	30.0
Secondary amount	$0	$0
Funding fee	$1,693	$0
Note rate	4.000%	7.400%
Blended rate	4.000%	7.640%
1st payment	$1,760.38	$2,367.94
2nd payment	$0.00	$0.00
Taxes / mo	$507.50	$507.50
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$68.40
HOA / mo	$368.00	$368.00
Total monthly	$2,785.88	$3,461.84
Cash to close	$41,379	$38,000