Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$334,855	$334,855	$517,500
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$182,645	$0
Funding fee	$0	$0	$0
Note rate	7.100%	7.100%	7.400%
Blended rate	7.650%	7.774%	7.640%
1st payment	$2,304.38	$2,304.38	$3,583.07
2nd payment	$0.00	$1,217.63	$0.00
Taxes / mo	$674.23	$674.23	$674.23
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$157.16	$157.16	$103.50
HOA / mo	$151.33	$151.33	$151.33
Total monthly	$3,453.76	$4,671.40	$4,678.79
Cash to close	$240,145	$57,500	$57,500