Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$106,387$106,387$319,500
Remaining term (yrs)19.819.830.0
Secondary amount$0$213,113$0
Funding fee$532$532$0
Note rate3.430%3.430%7.400%
Blended rate3.430%6.312%7.640%
1st payment$614.97$614.97$2,212.15
2nd payment$0.00$1,376.35$0.00
Taxes / mo$443.50$443.50$443.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$63.90
HOA / mo$19.17$19.17$19.17
Total monthly$1,227.64$2,603.99$2,888.72
Cash to close$248,613$35,500$35,500