Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$127,035$127,035$215,100
Remaining term (yrs)24.524.530.0
Secondary amount$0$88,065$0
Funding fee$0$0$0
Note rate3.020%3.020%7.400%
Blended rate3.870%5.970%7.640%
1st payment$609.21$609.21$1,489.31
2nd payment$0.00$660.49$0.00
Taxes / mo$212.17$212.17$212.17
Insurance / mo$150.00$150.00$150.00
MI / mo$102.09$102.09$43.02
HOA / mo$180.00$180.00$180.00
Total monthly$1,253.46$1,913.95$2,074.50
Cash to close$111,965$23,900$23,900