Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$334,631$334,631$351,000
Remaining term (yrs)27.027.030.0
Secondary amount$0$35,869$0
Funding fee$0$0$0
Note rate7.180%7.180%7.400%
Blended rate7.730%8.131%7.640%
1st payment$2,338.69$2,338.69$2,430.25
2nd payment$0.00$354.96$0.00
Taxes / mo$316.26$316.26$316.26
Insurance / mo$150.00$150.00$150.00
MI / mo$158.23$158.23$70.20
HOA / mo$55.00$55.00$55.00
Total monthly$3,018.18$3,373.14$3,021.71
Cash to close$55,369$19,500$39,000