Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$294,572$294,572$422,100
Remaining term (yrs)24.024.030.0
Secondary amount$0$127,528$0
Funding fee$1,473$1,473$0
Note rate2.860%2.860%7.400%
Blended rate2.860%4.413%7.640%
1st payment$1,408.08$1,408.08$2,922.54
2nd payment$0.00$850.19$0.00
Taxes / mo$139.22$139.22$139.22
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$84.42
HOA / mo$47.92$47.92$47.92
Total monthly$1,761.88$2,612.07$3,360.76
Cash to close$174,428$46,900$46,900