Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$9,120$9,120$202,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$193,380$0
Funding fee$0$0$0
Note rate7.230%7.230%7.400%
Blended rate7.780%7.990%7.640%
1st payment$65.72$65.72$1,402.07
2nd payment$0.00$1,289.20$0.00
Taxes / mo$164.33$164.33$164.33
Insurance / mo$150.00$150.00$150.00
MI / mo$4.34$4.34$40.50
HOA / mo$94.00$94.00$94.00
Total monthly$478.39$1,767.59$1,850.90
Cash to close$215,880$22,500$22,500