Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$332,448	$332,448	$386,100
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$53,652	$0
Funding fee	$0	$0	$0
Note rate	6.640%	6.640%	7.400%
Blended rate	7.190%	7.442%	7.640%
1st payment	$2,192.49	$2,192.49	$2,673.28
2nd payment	$0.00	$402.39	$0.00
Taxes / mo	$410.51	$410.51	$410.51
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$156.70	$156.70	$77.22
HOA / mo	$15.08	$15.08	$15.08
Total monthly	$2,924.77	$3,327.16	$3,326.09
Cash to close	$96,552	$42,900	$42,900