Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$10,119	$10,119	$267,660
Remaining term (yrs)	39.0	39.0	30.0
Secondary amount	$0	$257,541	$0
Funding fee	$0	$0	$0
Note rate	6.670%	6.670%	7.400%
Blended rate	7.220%	7.730%	7.640%
1st payment	$60.76	$60.76	$1,853.22
2nd payment	$0.00	$1,663.29	$0.00
Taxes / mo	$226.01	$226.01	$226.01
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$4.66	$4.66	$53.53
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$441.42	$2,104.71	$2,282.76
Cash to close	$287,281	$29,740	$29,740