Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$74,468	$74,468	$224,100
Remaining term (yrs)	8.0	8.0	30.0
Secondary amount	$0	$149,632	$0
Funding fee	$0	$0	$0
Note rate	5.830%	5.830%	7.400%
Blended rate	6.680%	7.561%	7.640%
1st payment	$956.89	$956.89	$1,551.62
2nd payment	$0.00	$997.55	$0.00
Taxes / mo	$128.18	$128.18	$128.18
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$115.14	$115.14	$44.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,350.20	$2,347.75	$1,874.62
Cash to close	$174,532	$24,900	$24,900