Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$889,870$889,870$1,124,100
Remaining term (yrs)28.028.030.0
Secondary amount$0$234,230$0
Funding fee$4,449$4,449$0
Note rate6.490%6.490%7.400%
Blended rate6.490%6.753%7.640%
1st payment$5,745.84$5,745.84$7,783.04
2nd payment$0.00$1,512.73$0.00
Taxes / mo$95.75$95.75$95.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$224.82
HOA / mo$0.00$0.00$0.00
Total monthly$6,058.25$7,570.98$8,320.28
Cash to close$359,130$124,900$124,900