Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$160,944	$160,944	$314,910
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$153,966	$0
Funding fee	$0	$0	$0
Note rate	2.980%	2.980%	7.400%
Blended rate	3.830%	5.869%	7.640%
1st payment	$751.49	$751.49	$2,180.37
2nd payment	$0.00	$1,026.44	$0.00
Taxes / mo	$431.58	$431.58	$431.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$126.58	$126.58	$62.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,459.66	$2,486.10	$2,824.94
Cash to close	$188,956	$34,990	$34,990