Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$40,893	$40,893	$504,000
Remaining term (yrs)	3.8	3.8	30.0
Secondary amount	$0	$463,107	$0
Funding fee	$0	$0	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.910%	7.438%	7.640%
1st payment	$924.34	$924.34	$3,489.59
2nd payment	$0.00	$2,990.90	$0.00
Taxes / mo	$216.42	$216.42	$216.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$94.42	$94.42	$100.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,401.84	$4,392.74	$3,973.48
Cash to close	$519,107	$56,000	$56,000