Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$8,183	$8,183	$314,100
Remaining term (yrs)	1.4	1.4	30.0
Secondary amount	$0	$305,917	$0
Funding fee	$0	$0	$0
Note rate	6.990%	6.990%	7.400%
Blended rate	7.840%	7.752%	7.640%
1st payment	$480.20	$480.20	$2,174.76
2nd payment	$0.00	$1,975.71	$0.00
Taxes / mo	$290.83	$290.83	$290.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$51.18	$51.18	$62.82
HOA / mo	$629.00	$629.00	$629.00
Total monthly	$1,601.21	$3,576.92	$3,307.42
Cash to close	$340,817	$34,900	$34,900