Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$197,039$197,039$216,000
Remaining term (yrs)29.529.530.0
Secondary amount$0$30,961$0
Funding fee$985$985$0
Note rate6.220%6.220%7.400%
Blended rate6.220%6.988%7.640%
1st payment$1,214.03$1,214.03$1,495.54
2nd payment$0.00$306.38$0.00
Taxes / mo$98.16$98.16$98.16
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$43.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,462.19$1,768.58$1,786.90
Cash to close$42,961$12,000$24,000