Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$257,526	$257,526	$301,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$43,974	$0
Funding fee	$1,288	$1,288	$0
Note rate	3.000%	3.000%	7.400%
Blended rate	3.000%	3.875%	7.640%
1st payment	$1,226.72	$1,226.72	$2,087.53
2nd payment	$0.00	$329.81	$0.00
Taxes / mo	$782.92	$782.92	$782.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$60.30
HOA / mo	$8.33	$8.33	$8.33
Total monthly	$2,167.97	$2,497.78	$3,089.07
Cash to close	$77,474	$33,500	$33,500